Medicare Advantage Plans Medicare Advantage Plans offer comprehensive coverage that includes hospital, medical with prescription drug coverage as well as vision, dental and hearing.. Our advisors will help you understand how these plans work and the benefits they offer, ensuring you choose the plan that best suits your needs.
Medicare Supplemental Plans Also known as Medigap, these plans help cover some of the healthcare costs that Original Medicare doesn’t cover, such as copayments, coinsurance, and deductibles. We will guide you through the options to find the best supplemental plan for you.
PAAD (Pharmaceutical Assistance for the Aged and Disabled) The PAAD program provides financial assistance for prescription medications to eligible seniors and disabled individuals. We assist with the application process, ensuring you receive the benefits you are entitled to.
Low-Income Subsidies (LIS) The LIS program helps eligible individuals with Medicare prescription drug plan costs. Our team will help you determine your eligibility and guide you through the application process.
Frequently Asked Questions (FAQs)
What is the difference between Medicare Advantage and Supplemental Plans?
Medicare Advantage Plans are an alternative to Original Medicare, offering additional benefits such as vision, dental, hearing, over-the-counter and/or grocery benefits. Supplemental Plans (Medigap) work with Original Medicare to cover out-of-pocket costs.
How do I apply for PAAD?
Our advisors will assist you with the PAAD application process, ensuring all necessary documentation is provided.
Am I eligible for Low-Income Subsidies (LIS)?
Eligibility for LIS depends on your income and resources. Our team will help you determine if you qualify and assist you with the application process to ensure you get the financial help you need for your prescription drug costs.
What are the costs associated with Medicare Advantage Plans?
Many Medicare Advantage plans have a $0 premium.
Can I switch from a Medicare Advantage Plan to a Medicare Supplemental Plan?
Yes, you can switch from a Medicare Advantage Plan to a Medicare Supplemental Plan, but there are specific enrollment periods and rules you need to follow. Our team can guide you through the process and help you make the transition smoothly. You may need to go through underwriting in some states.
Do you offer plans that include both Medicare and Medicaid?
Yes, we offer plans that combine Medicare and Medicaid, known as Dual Eligible Special Needs Plans (D-SNPs). These plans are designed for individuals who qualify for both Medicare and Medicaid, providing comprehensive coverage and additional benefits tailored to meet their needs.
What are the benefits of working with Senior Care Advisors?
By working with Senior Care Advisors, you gain access to experienced professionals who provide personalized service, comprehensive plan comparisons, and ongoing support. We are dedicated to making healthcare decisions easier and more manageable for seniors.
How do I choose the right Medicare plan for me?
Choosing the right Medicare plan depends on your individual healthcare needs, budget, and preferences. Our advisors will work with you to assess your needs, compare available plans, check your providers and prescriptions and help you select the one that best fits your situation.
What is included in the Medicare Supplemental Plan?
Medicare Supplemental Plans, or Medigap, cover additional costs not included in Original Medicare, such as copayments, coinsurance, and deductibles. There are different types of Medigap plans, each offering different levels of coverage. We will help you understand and choose the right plan for you.
Do you offer support in languages other than English?
Yes, we offer support in Spanish and Portuguese. Our Vice President, Rosangela Da Silva, is fluent in both languages and is available to assist our clients who prefer to communicate in these languages.
What should I bring to my consultation with Senior Care Advisors?
For your consultation, please bring a list of your healthcare providers,prescriptions drug list and any questions you may have. This will help our advisors provide you with the most accurate and personalized guidance.